Pre Approval

Southgate can obtain finance pre-approvals for vehicle or equipment finance. Pre-approval can give you peace of mind, provide an idea of your borrowing power and assist you when planning your next vehicle purchase. Once your finance pre-approval is confirmed, you can shop with confidence knowing exactly how much you can afford to spend.

If you have had difficulty obtaining finance in the past or have a less-than-perfect credit history, this can often be a deterrent from applying for finance at all. At Southgate, our consultants are experienced with ‘poor credit’ situations and can work with you to collect the necessary information and put you in the best position to negotiate approval with the financier. By providing Southgate with a complete detailed record and explanation of all adverse credit records, you will maximise the likelihood of obtaining finance approval.

If you would like to seek finance pre-approval, please contact Southgate on 1300 132 700, or send us an email to

Alternatively, submit an online enquiry and our finance team will be in touch with you shortly.