Terms and Conditions

The use of this website is conditioned on your acceptance of these Terms and Conditions and our Privacy Policy. Use of this website and/or of any content found within this website signifies your acknowledgement and acceptance of these Terms and Conditions and our Privacy Policy.

General Use

The use of this website is intended for your personal use only and not to be used for commercial purposes. Aside from the information held within your computer’s cache, or a single permanent copy for personal use, you must not:

  • Copy, reproduce, modify, transmit or display any content published on this website in any way, without express written permission from Southgate;
  • Use or attempt to use any content on this website to create a new website or publication;
  • Mirror or frame any website or page within this website; or
  • Use an automated process to access or copy any information on this website or compile any document or database based on the content available on this website

Information Provided

Southgate Financial Services “Southgate” has provided the information on this website in good faith. All due care is taken when compiling this information, however we do not warrant that this information is accurate, free from omissions or up-to-date including any recent changes. The content contained within this website is intended as a source of general information only. You should make your own independent assessment of the information on this website, or any linked site. Southgate is not responsible for any content or copyright compliance of any linked website.

To the full extent permitted by law, Southgate hereby excludes all terms, conditions, undertakings or representations of any kind in relation to the information available on this website. Southgate excludes, to the full extent permitted by law, all liability for any loss, damages or consequences that may arise as a result of your use or reliance on the information contained within this website.

Information Received

By sending or submitting any information via this website to Southgate (including any data, enquiries, feedback or information for inclusion in the site) you:

  • represent that the information is not confidential;
  • represent that the information is not owned by any person;
  • represent that the information is not illegal or defamatory; or
  • represent that Southgate’s receipt of this information will not expose Southgate to any civil or criminal liability

Advice Warning

The examples contained within this website are for illustrative purposes only and are of general nature only. They do not take into consideration your personal circumstances.

We do not provide any financial advice. You should seek independent professional advice on how a finance arrangement may impact your individual circumstances before proceeding.


Southgate retains full and complete title to the information and content on this website, including any software, images or data.

Under the Copyright Act 1968 (Cth), aside from any fair dealing for the purposes of private study, research, criticism or review as permitted under the Act, no part may be reproduced, copied or transmitted in any form or by any means (electronic, mechanical or graphic) without express written consent from Southgate. Any copying for fair dealing must include a statement that the work is copyright owned by Southgate.

Changes to our Terms and Conditions

Southgate may make changes to our Terms and Conditions at any time. By continuing to use or link to this website you accept these terms and conditions as amended from time to time. When changes have been made, the updated version of the Terms and Conditions will be posted on our website at www.southgatefinancial.com.au